Atlanta, GA- The costs of a DUI/DWI go far beyond the actual money you have to spend, which can be upwards of 10K or more. Once a person has been convicted, the ramifications of a DUI/DWI don’t end with the penalties, they face other challenges and skyrocketing insurance premiums.
The penalties which typically include community service, some type of alcohol assessment/treatment program and, for some offenders, a requirement they install ignition interlock devices can cost upwards of $10,000 or more. In most states, a convicted DUI offender will lose their license for at least thirty days and in many cases, the offender will not be able to drive from 90 days up to a full year. More than one DUI conviction and the offender could lose their license for longer.
After a DUI offender has served their sentence and they are ready to begin driving again, they face the next big challenge, getting car insurance. Sometimes an insurance company will drop a customer who has been charged with a DUI; this isn’t always the case, but it is a definite possibility.
Driving under the influence of drugs and alcohol are high risk behaviors which increase the likelihood that a driver will be involved in a traffic accident. One-third fatal traffic accidents each year in the U.S. are caused by drunken drivers and can be very costly to an insurance company. To reduce their financial liability for a DUI accident, an auto insurance company will pass the costs onto you, the driver. Premium rates for intoxicated drivers can be very high and they could be required to pay a few hundred dollars or more a month for their yearly premium.
Not only is obtaining car insurance costly, but is also a chore. Once the court says an offender is ready to drive again, before they can get their license back,they must complete a form to prove to their state’s DMV they have been insured. In most states these are called SR-22 forms, though some states have other form requirements. These have to be filled out correctly and returned to the DMV before an offender’s driving privileges will be restored.
And in many cases, if you have a DUI conviction and it involved injury or property damage you will have provide your insurer with proof that you have fulfilled your financial obligations that arose out the DUI arrest and accident. An offender may also be required to carry more coverage than they needed before being charged.
A person convicted of a DUI/DWI will have a number of challenges to conquer before their lives can return to normal. It can take years before a DUI will stop being an issue in the offender’s life. For this reason anyone arrested and charged with a DUI need to do their best to beat the charges.
A DUI attorney can give an offender their best chance at avoiding a misdemeanor or felony DUI conviction. It takes someone with experience to negotiate for a plea deal or build a solid defense so it’s unwise for a person to try and tackle their DUI alone.